Flexible Payment Options

Get the Wheels You Want Today

Don't let budget hold you back. Apply for financing in minutes through our trusted lending partners — many options require no credit history.

Available Now

Apply Through Our Lending Partners

Get approved in minutes — our financing partners offer fast decisions and flexible terms — plus you can pay over time with Affirm right at online checkout.

Snap Finance offers lease-to-own financing with a simple application process. Get a decision in seconds — no traditional credit check required.

No traditional credit check required
100-day option to purchase early
Fast approval — decisions in seconds
Flexible payment schedules

Apply by text: Text 70953 to 48078 to receive a direct application link on your phone.

Koalafi makes financing simple and fast. Apply online in minutes or use the text option to receive a direct application link straight to your phone.

Apply in under 5 minutes
Fast credit decisions
Flexible lease-to-own terms
Apply by text from anywhere

Apply by text: Text MBBWDD to 844-223-8937 to receive a direct application link on your phone.

Acima provides lease-to-own financing with no credit needed. Get approved in seconds, take your wheels home today, and pay over time on your schedule.

No credit needed to apply
90-day early purchase option with 0% interest
Quick application — decisions in seconds
Flexible payment frequency

Apply by text: Text 112121 to 22462 to receive a direct application link on your phone.

Pay over time with Affirm — just select it as your payment method when you check out online. Transparent installment plans with no hidden fees and no surprises.

Choose Affirm right at online checkout
0%–36% APR installment plans
3, 6, and 12 month terms available
No late fees — soft credit check, no score impact

How it works: Add wheels or tires to your cart and pick Affirm at checkout to split your purchase into monthly payments.

Expanding Soon

More Options Coming

We're adding more financing partners to give you even more ways to pay. Check back soon.

Split your purchase into interest-free payments with Klarna. Pay in 4 or choose monthly financing, selected right at online checkout.

Pay in 4 interest-free installments
Or choose flexible monthly financing
Quick approval with no impact to check options
Select Klarna at online checkout

Common Questions

Financing FAQ

Have questions about financing your wheels and tires? We've got answers.

Do I need good credit to apply?

SnapFinance, Koalafi, and Acima all offer lease-to-own options that do not require a traditional credit check. Your approval is based on other factors, so even customers with no credit history or past credit challenges are encouraged to apply.

How long does the approval process take?

In most cases, you'll receive a decision within seconds. The online application for SnapFinance, Koalafi, and Acima each takes less than 5 minutes to complete. You can apply before you arrive at our shop or right here in the store.

Can I apply on my phone at the store?

Yes — all three providers offer a text-to-apply option. For Koalafi, text MBBWDD to 844-223-8937. For SnapFinance, text 70953 to 48078. For Acima, text 112121 to 22462. Each will send you a direct application link on your phone.

What can I finance?

You can use financing for wheels, tires, wheel and tire packages, lift kits, leveling kits, and accessories — essentially anything we sell or install. If you're not sure what qualifies, contact us and we'll walk you through it.

Is there an early payoff option?

Yes. Acima offers a 90-day early purchase option with 0% interest. SnapFinance offers a 100-day option to purchase early. Koalafi also offers early buyout options. Check with each provider for the specific terms of your agreement.

Can I pay with Affirm?

Yes — Affirm is live. Add what you want to your cart and choose Affirm as your payment method at online checkout to split your purchase into transparent monthly payments with no hidden fees.

When will Klarna be available?

Klarna is our next payment option and is coming soon. You will be able to pay in 4 interest-free installments or choose monthly financing right at checkout. Check back soon or reach out to us if you would like a heads-up when it goes live.

Not Sure Which Option Is Right for You?

Our team is happy to walk you through each financing option in person or over the phone. No pressure, no obligation.

Get a Free Quote (720) 736-4287