Flexible Payment Options

Get the Wheels You Want Today

Don't let budget hold you back. Apply for financing in minutes through our trusted lending partners — many options require no credit history.

Available Now

Apply Through Our Lending Partners

Get approved in minutes — both partners offer fast decisions and flexible terms to fit your budget.

Snap Finance offers lease-to-own financing with a simple application process. Get a decision in seconds — no traditional credit check required.

No traditional credit check required
100-day option to purchase early
Fast approval — decisions in seconds
Flexible payment schedules

Apply by text: Text 70953 to 48078 to receive a direct application link on your phone.

Koalafi makes financing simple and fast. Apply online in minutes or use the text option to receive a direct application link straight to your phone.

Apply in under 5 minutes
Fast credit decisions
Flexible lease-to-own terms
Apply by text from anywhere

Apply by text: Text MBBWDD to 844-223-8937 to receive a direct application link on your phone.

Expanding Soon

More Options Coming

We're adding more financing partners to give you even more ways to pay. Check back soon.

Buy now, pay over time with Affirm's transparent installment plans. No hidden fees, no surprises — just clear terms up front.

0%–36% APR financing plans
3, 6, and 12 month terms available
No late fees or hidden charges
Soft credit check — no impact on score

Acima provides lease-to-own financing with no credit needed. Get what you need today and pay over time on your schedule.

No credit needed to apply
Early buyout options available
Quick application — decisions in seconds
Flexible payment frequency

Common Questions

Financing FAQ

Have questions about financing your wheels and tires? We've got answers.

Do I need good credit to apply?

Both SnapFinance and Koalafi offer lease-to-own options that do not require a traditional credit check. Your approval is based on other factors, so even customers with no credit history or past credit challenges are encouraged to apply.

How long does the approval process take?

In most cases, you'll receive a decision within seconds. The online application for both SnapFinance and Koalafi takes less than 5 minutes to complete. You can apply before you arrive at our shop or right here in the store.

Can I apply on my phone at the store?

Yes. For Koalafi, simply text MBBWDD to 844-223-8937 and you'll receive a direct application link. For SnapFinance, text 70953 to 48078, click the banner above, or ask our staff at the register for assistance.

What can I finance?

You can use financing for wheels, tires, wheel and tire packages, lift kits, leveling kits, and accessories — essentially anything we sell or install. If you're not sure what qualifies, contact us and we'll walk you through it.

Is there an early payoff option?

Yes. SnapFinance offers a 100-day option to purchase early, allowing you to pay off your balance sooner and reduce the total cost. Koalafi also offers early buyout options. Check with each provider for the specific terms of your agreement.

When will Affirm and Acima be available?

We are actively working on adding both Affirm and Acima as financing options. Check back soon or reach out to us if you have a preference — your feedback helps us prioritize.

Not Sure Which Option Is Right for You?

Our team is happy to walk you through each financing option in person or over the phone. No pressure, no obligation.

Get a Free Quote (720) 736-4287